CIMB’s Enterprise-Wide Risk Management (EWRM) Framework provides an overarching risk management architecture for managing risks across entities and businesses within the Group. Sustainability risk is outlined as one of the main risks to be addressed, amongst others such as credit risk, market risk, operational risk, liquidity risk, etc. The key features of the EWRM framework include risk culture, governance and organisation, risk appetite, risk management processes and risk management infrastructure.
We employ the three lines of defence model in our risk management process across the CIMB Group. Refer to our latest Sustainability Report for our latest list of Emerging Risk identified.